This summary sheet is intended to be a dynamic, evolving resource for anyone wanting to help physically develop the Southwest Partnership neighborhoods, whether through rehabbing our historic homes, investing in your own home, starting a new business or expanding an existing one. 

Please note: We do not claim this list to be comprehensive and does not constitute a recommendation. 

Any questions or support you need in connecting with any of these institutions or programs, or corrections in the information presented please reach out to us at (667)-210-2105, leave a comment directly, or email us at



  • Washington Area Community Investment Fund (makes loans in Baltimore)
    • Target Audience: Small Businesses (with collateral)
    • 2012 Rholde Island Ave, NE, Washington, DC 20018
    • 202-529-5505 x217
    • Website: 
    • Flyer
    • Contact: Ian Lawrence, Director of Lending (
  • Small Business Administration (Federal) – Baltimore Office
    • Address: 100 S Charles St #1201, Baltimore, MD 21201, 410-962-6195
    • Contact: Debra Brown —
    • Target Audience: Small Businesses — who do not qualify for conventional financing and meet eligibility requirements
    • Loan Products:
      • 7(a) Loan: to buy real estate, equipment or inventory. Also for working capital, to refinance business debt or purchase a small business. Max loan of $5 million.
      • SBAExpress Loan: 7(a) loans delivered by lenders on behalf of SBA with max loan of $350,000.
      • Community Advantage Program: financing for women, veterans, low-income borrowers, and minority entrepreneurs just starting up or in business for a few years. Receive free business counseling as you work with a community-based financial institution. Max $250,000. Program pilot expires March 31, 2020.
      • Microloan Program: Borrow $500 to $50,000 and access free business counseling for working capital or funds for supplies, equipment, furniture and fixtures.
      • 504 Certified Development Company Loan Program: to purchase/renovate real estate or buy heavy equipment
  • State of Maryland
  • Baltimore Development Corporation
    • Micro Loan Program: Low-interest $5,000-$30,000 loans to existing and start-up small businesses for working capital, furniture, fixtures, machinery, and equipment.

Tax Credits/Incentives

  • Federal:
  • State:
    • Commercial Property Assessed Clean Energy (C-PACE) financing: C-PACE is a financing mechanism designed to promote energy and water efficiency improvements, and installation of renewable energy systems, for commercial, industrial, agricultural, nonProfit and multifamily buildings with 5 or more dwelling units. MAPA website. If you’re interested in this program, SWP can arrange a conversation with their program manager.
    • One Maryland: tax credits for jobs created (nonprofits are eligible) 
    • Job Creation Tax Credit Program: tax credits for jobs created in “revitalization” areas (Entire Southwest Partnership area is eligible)
    • Tech company tax credits — See attached
    • Maryland Historic Trust (MHT) Programs (Note: Your property must fall within a historic district–see websites for more details)
      • Small Commercial Tax Credit: For projects up to $500,000 and not used for more than 75% residential rental purposes
      • Competitive Commercial Tax Credit: For income-producing properties with projects above $25,000. Eligible for 20% credit up to $3 million.
      • Capital Projects: Up to $100,000 for acquisition, restoration, and rehabilitation of historic properties in Maryland. Eligible properties are limited to those which are listed in or eligible for the Maryland Register, either individually or as a contributing structure within a district.


Pigtown Mainstreet: Pigtown Main Street offers technical assistance, marketing and a variety of programs and services to retrain and attract businesses along Washington Blvd. Contract Kim Lane or Frieda Ulman at 443.908.7038 or

Business services:

Business Certifications:

  • B-Corporation: A legal framework and support network to help businesses balance profit and mission.


If you are a resident or future resident and interested in learning more about where you live, check out these additional resources.